In retrospect, this is the vital lesson I have had gotten out of this classic:

“The idea that “it takes money to make money” is the thinking of financially unsophisticated people. It does not mean that they’re not intelligent. They have simply not learned the science of money making money.

Money is only an idea.

If you want more money, simply change your thinking.

Every self-made person started small with an idea, and then turned it into something big. The same applies to investing. It takes only a few dollars to start and grow it into something big.

I meet so many people who spend their lives chasing the big deal, or trying to amass a lot of money to get into a big deal, but to me that is foolish. Too often I have seen unsophisticated investors put their large nest egg into one deal and lose most of it rapidly. They may have been good workers, but they were not good investors.

Education and wisdom about money are important.

Start early. Buy a book. Go to a seminar. Practice. Start small. I turned $5,000 cash into a one-million-dollar asset producing $5,000 a month cash flow in less than six years. But I started learning as a kid.

I encourage you to learn, because it’s not that hard. In fact, it’s pretty easy once you get the hang of it.

I think I have made my message clear. It’s what is in your head that determines what is in your hands.

Money is only an idea.

There is a great book called Think and Grow Rich. The title is not Work Hard and Grow Rich.

Learn to have money work hard for you, and your life will be easier and happier.

Today, don’t play it safe. Play it smart.”

― Robert T. Kiyosaki, Rich Dad, Poor Dad;