REMEMBER, THE BEST INSURANCE POLICY FOR TOMORROW IS TO MAKE THE MOST PRODUCTIVE USE OF TODAY!

ALSO:

“Luck Is What Happens When Preparation Meets Opportunity".  

This quote, attributed to Roman philosopher Seneca, reminds us that we make our own luck, by creating a better tomorrow!

A WISE QUOTE FOR MONDAY MORNING

"If you have no critics you'll likely have no success."

~ civil rights leader Malcolm X;